Large retail chains with multiple stores across regions often struggle to create a seamless payment ecosystem that is unique to their brand. Traditional wallets are generic, they allow transfers to any bank, which dilutes brand loyalty. Meanwhile, customers still have fragmented experiences when paying for additional services like airtime or bills. The merchant needed a dedicated wallet app unique to their stores, which would: - Allow customers to easily pay in any of their stores (locally & internationally). - Enable payments for airtime, data, electricity, directly from the same wallet. - Not be used for transfers outside their ecosystem, ensuring funds stay within the merchant’s brand.